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Ten Things Every Homeowner Should Know

things homeowners should know1. Water Shut-Off Valve Location: Know the location of the water shut-off for the whole house. Most sinks and toilets have a shut-off valve under the fixture, but knowing how to turn off the flow throughout the home is imperative if needed in an emergency. If a leak pops up, shutting off the flow will limit the amount of damage, repair costs and headaches.

2. Gas Shut-off Valve Location: Same issue as the water valve but with greater emphasis toward safety. A gas leak can cause a fire or explosion so shutting it off at the sign (smell) of a leak or other danger is imperative.

3. Electric Box Breaker Switches: Be sure everyone in the home knows the location of the electric panel. Each breaker should be labeled for efficiency and safety. This will save you frustration and time during electrical issues.

4. Repair Water Leaks ASAP: A huge percentage of home repair costs can come from water damage. Once you have detected a water leak have it repaired immediately. The longer you let it continue, the more it will cost you to repair.

5. Foundation Blocks and Concrete Slabs: One of the most costly home repairs is leveling a house. To help avoid this expensive repair you should keep your home’s slab nourished during spells of very dry weather. Install flowerbeds along the sides and keep them moist. If you have no flowerbeds then you should actually water the edges of the slab. Do not over water, just be aware that cracks in the dirt can be a sign of future problems in your home’s foundation.

6. Install Gutters/Downspouts: Water should be directed away (4 to 6 feet) from the foundation, sidewalks, or patio/driveway slabs. Just like too much dry weather is bad for your foundation; too much water is also bad. Never let water pool at the base of your house.

7. Keep Gutters Free Flowing: The gutters and downspouts cannot push the water away from the house (and away from the basement) if they cannot do their function. Clean the gutters and downspouts several times a year or install gutter protection.

8. Keep Debris Off Your Roof: If you have trees dropping leaves on your roof you need to clear them off so water is not trapped under the debris. Trapped water will work its way through your shingles and ultimately through to your ceilings. When you see the water stains on your walls or ceilings, you should repair the leak immediately.

9. Weatherproof Your Home: Repairs to doors and windows is another costly area. When you take the time to caulk and weather strip your doors and caulk around all your windows (in addition to saving money) you will remain aware of developing issues. Your job is to know your home.

10. Know Your Neighbors: Chances are your home was built at the same time as other homes in your neighborhood. Keeping tabs on home issues your neighbors are experiencing can go a long way in predicting possible problems at your home!

Flashing Tips

flashingFlashing is usually aluminum or galvanized steel that’s used over joints in a roof and wall construction to prevent water seeping in and causing damage. Depending on the style of your home’s roof, you probably have it in the valleys, around the chimney and pipes, and around any dormer windows or skylights. Most damage shows up either in flashing that’s deteriorating due to weathering and oxidizing, or in flashing that has come loose.

If your flashing needs repairs, consider giving your friends at Schneider Roofing and Remodeling a call. We can give you an upfront price on the work, and depending upon the severity of the repair, in many instances we can do the work immediately.

 

Buyer Beware

BBB warningWhen hiring a service contractor to do work in your home, it is so important that you hire a quality and reliable company. The Better Business Bureau issued a warning in the St. Louis area for a roofing contractor who pleaded guilty in Arizona to several charges, and on that very same day he established a business here in Missouri. There are numerous complaints about his work here and several homeowners have found themselves in a bind with payments made and work still to be completed. Sadly, this is not uncommon and homeowners must stay informed and protect themselves.

You can trust Schneider Roofing and Remodeling. We live in St. Charles and our company has been in St. Charles since it was established in 1991. We guarantee your satisfaction, stand behind our work and will be here for you if you ever have any roofing or siding problems.

Please click here to read the warning from the Better Business Bureau.

Roof Inspections

roof inspectionIt’s easy to take your roof for granted. When it rains, you know that you’re not going to get wet. When the hot summer sun shines, you know that you will stay shaded and comfortable. When the wind blows, you don’t have to worry about a chill running through your body. However, when a roofing problem appears, it can drastically interrupt your life!

In some cases, roofing problems can lead to big messes. For example, if you leave town for several days and a leak appears, you’re not able to stop the water damage to your home before it’s too late. And then there are the slow, small leaks — they can cause water damage in your attic and they can allow mold to grow.

Everyone’s dependence on their roof is why Schneider Roofing and Remodeling recommends having it inspected at least once a year. Believe it or not, over that short period of time your roof can change drastically. Shingles may have fallen off exposing your underlayment. Water may have begun seeping into your attic. Sun may have caused segments of your roof to fry. Anything is possible.

Call us at Schneider Roofing and Remodeling for an inspection. If you’ve noticed some odd things going on with your roof, this offer is meant especially for you! When your roof is in good shape, it means that it’s not interrupting your life and causing you headaches. Call 314-378-6623 or click here to email us for a comprehensive inspection from Schneider Roofing and Remodeling!

Take Care of Your Skin!

Each year, more and more people are diagnosed with skin cancer. It is more important than ever, during the upcoming long and hot summer days, that you take care of yourself… including your skin! And even though summer is technically still two months away, there is no denying that even now as the weather is warming up and days are getting longer, we are outside in sun quite often.

Here are some helpful tips to consider while sitting outside watching a ballgame or working around the yard. Please be careful!

  • If outside for an extended time, take shade periodically
  • Wear sun-protective clothing that covers as much of your body as possible
  • Put on a broad-brimmed hat that shades your face, neck and ears
  • Wear wrap-around sunglasses
  • Apply SPF 30+ broad-spectrum, water-resistant sunscreen every two hours

Find The Right Roofing Contractor

Don’t Be the Homeowner on TV or in the Newspaper Telling about How You Were Taken Advantage of!!

It’s a shame what happens to some good, hardworking people. I just read another report of a heating and cooling contractor (in another community) taking advantage of their customers. The work they were providing was shoddy, and when customers complained, the contractor didn’t return calls or wasn’t interested in remedying the problem. No, they kept their customers’ hard-earned money and didn’t give these poor homeowners another thought.

Eventually, these shady contractors were discovered by the news media and their poor business practices were exposed. Still, that doesn’t help the customers who they already fleeced. They were forced to spend hundreds, if not thousands, of dollars to repair their problems… That’s on top of what they already spent!

You’re likely one of our cherished clients, or maybe you’re a friend we’ve met along the way. Either way, you know our commitment to premium customer service. It’s not just lip service. It’s something we take great pride in providing. Specifically, when working with Schneider Roofing and Remodeling, you know that you’re getting a company that is:

  • Locally owned, operated, and committed to our community.
  • Fully bonded, insured and licensed.
  • Committed to providing upfront, no-hidden-costs pricing.
  • Available 24/7, 365 days a year. If you need us, you can reach us.
  • Employing only drug-free, background-checked, highly trained technicians.
  • Offering industry-best guarantees and warranties in writing.

When you call Schneider Roofing and Remodeling to your home, you will be given options when possible! You are in control of your home and your roof. You will know how much it will cost to repair, and you’ll know if it makes more sense to replace your roof. We provide the information, and you make the best decision for your family!

No matter what your decision is, Schneider Roofing and Remodeling will be there to support you. So, if you have questions, or on the outside chance you have any problems with our service, Schneider Roofing and Remodeling will be there to stand behind our work and do whatever possible to make you 100% satisfied. That’s our promise to you.

It’s our goal to be the service company that you absolutely must tell your friends, colleagues, family and neighbors about. That’s how happy we want you to be when choosing Schneider Roofing and Remodeling for your roofing and siding needs—that’s what we strive for every single day. Give Schneider Roofing and Remodeling a call at 314-378-6623.

We want an opportunity to show you what makes us an industry leader and puts us above those companies that fill the newspapers and TV broadcasts with their indiscretions. Your home and family deserve nothing less than the most courteous, exceptional customer-service experience in the industry—that’s what you will receive with us!

 

What You Need To Know About Tornadoes and Homeowner’s Insurance

With tornado season right around the corner, a question you might want to ask yourself is, “Does my homeowner’s insurance cover all tornado related damage?”

The answer is NO. While the image of a tornado striking a residential home may be of a swirling wind tunnel ripping off a roof, tornadoes can cause all sorts of damage to your property – from water damage to uprooted trees.

So What Is and Isn’t Covered?
What’s important for homeowners to be aware of is that a typical homeowners insurance policy does NOT cover the following:
* flooding
* uprooted trees strewn on property
* food that has spoiled because of a power outage

What Defines a Flood?Tornado hitting a house
In order for water damage to be considered a “flood” and therefore, not covered by homeowners insurance, the water has to have hit the ground before entering your home. Consider this scenario: Your neighbor’s pipes burst during a tornado. Your house, sitting downstream from your neighbor’s house, is flooded from the ground. Because the water came into your house from the ground, it’s considered a flood, and the resulting damage won’t be covered by your homeowners insurance. For this, you need a separate flood insurance policy.

If, however, a tornado damages your windows and roof and then a rain storm dumps water into your house the next day, your homeowners insurance will cover this because the water entered your home before touching the ground.

Uprooted Trees
Some tornadoes are strong enough to uproot trees. If this happens on your property, your homeowners insurance will not cover the removal of the trees. If, however, an uprooted tree falls on your house, the damage to your house, along with the tree removal, will be covered by your homeowners insurance.

Rotten Food
Power outages are more common during tornado season and food can begin spoiling within just a few hours. Unfortunately, homeowners insurance does not cover rotten food in the refrigerator and freezer so you’ll have to determine what and when to save and what and when to start throwing stuff out.

If you keep the refrigerator door closed as much as possible, much of your food can last up to 4 hours. However, if perishables such as raw fish, meat, poultry, or eggs sit for over 2 hours at 40 F or more, throw them out. The same rule goes for milk products and baby formula.

What Should My Insurance Policy Cover?
Depending on your insurance policy, tornado coverage may fall under the category of “windstorm.” This is a broader category that can include hurricanes as well as tornadoes. In general terms, your homeowners insurance policy should cover losses caused by a tornado, a.k.a windstorm. This includes damage caused to your home and property and the loss or damage of personal property, such as furniture.

While the best case scenario is that you’ll never have to file a homeowners insurance claim as a result of a tornado, it’s important to be prepared and knowledgeable about what is and isn’t covered by a basic homeowners policy before the damage is already done.

Do You Need A New Roof?

Seven Signs

Before realizing that they need a new roof, too many people wait until their roof has a horrible leak with water flooding into their home. It’s a shame, as it can cause extensive, expensive damage. And certain things, like valuables or pictures can’t be replaced if contacted by water.

Instead of waiting for a nasty leak to give you a sign that you need a new roof, here are some less destructive signs:

1. Roof age – How old is your existing roof? You should have your roof inspected by a professional every year, but once it passes the 10-year mark, it should absolutely be inspected annually. With each passing year, it will deteriorate more and more. A roofing professional can give you an honest evaluation of how much time you’ll have left with an older roof. It could be 10 years, it could be 20 years.

2. Curling and buckling of shingles – Shingles that are curled or buckling is another sign that you may need a new roof. Look at the slopes of your home that have direct sunlight. Do the shingles look like they’re curling away from the roof? Do they look like they’re losing granules? If so, that’s a sign of defect and your roof should be inspected soon.

3. Valleys – If your shingles are falling apart or missing in valleys, it is a definite sign you may need a new roof. Valleys are one of the most important areas of your roof. Water runs through valleys into gutters. Should a valley be compromised, it’s not a matter of if you will have a leak, but when.

4. Missing shingles – These are another sign your roof could be failing. Check to see if all of the “tabs” are intact. If you notice an area where several have blown away, it’s important to contact a professional to evaluate the situation.

5. Chimney flashing – This is another area to be concerned about. If your flashing consists of roof cement or tar, it may need to be replaced with a long-term, watertight fitting, which would be a metal flashing system.

6. Shingle granules in the gutters – Look in your gutters to see if they are loaded up with granules. Roofs tend to lose more granules toward the end of their life cycle.

7. Daylight through the roof boards – Go in your attic and see if there is any daylight coming through the roof boards. Also check for moisture in the insulation.

If you’re not comfortable climbing in your attic, or you’d simply feel more comfortable with a professional giving you an honest, upfront opinion about your roof, you can always call your friends at Schneider Roofing and Remodeling at 314-378-6623. We will never pressure you into a new roof—instead, we’ll give you an honest answer about your roof’s life expectancy. Your safety and satisfaction are what’s most important to us.

Roof and Siding Damage Caused by Hail

Here in Missouri, we are no strangers to hailstorms. The information in this article is provided by the National Storm Damage Center (www.stormdamagecenter.org).

By definition, hail damage is any damage resulting from hailstones and hailstorms. Hailstones that are 0.75 inches or greater are large enough to cause substantial damage to homes, automobiles & property. For comparison, 0.75 inches is the diameter of a penny.

You may think that just because you can’t see any signs of damage, or because your roof isn’t leaking, you don’t have damage. Remember, hail damage can be particularly difficult to identify and many homeowners discover major roofing damage years down the road, after it’s too late to file a storm damage claim with their insurance company. If you have any reason to suspect hail damage after a storm, you should have a full property damage inspection performed by a reputable contractor right away.

Roofs are the most commonly damaged part of a home or business in hailstorms. A damaged shingle may allow water to seep through the roof causing additional damage to the roof deck, support structure, interior walls, or windows, and can cause leaking, staining on walls and flooding inside your home. Leaking roofs lead to costly damages and many insurance policies have strict time limits on submitting claims after hailstorms, so it’s in your best interest to act fast after hailstorms and start the repairs process, if necessary.

Siding damage often results from wind-driven hail. The three most common signs of damage to siding are cracking, chipping and holes.

Window damage is similar to siding damage, but usually more obvious to identify. Wind-driven hail can strike windows and break the glass itself, or cause damage to the seals on the windows.

Exterior appliances can also sustain damage in hailstorms. Denting and intake of excessive amounts of water often affect HVAC units after severe hail.

Hail damage can be very difficult to detect and often occurs to roofs, siding and windows, all of which are difficult DIY repair projects that could void your homeowners insurance or manufacturer warranty, if not performed by a licensed contractor. Due to the risks associated with hail damage, it is recommended to cut to the chase have a storm damage repair contractor inspect your damages right away.

If you have any concerns about hail damage to your home, call us today at 314-378-6623!

Don’t Be Fooled By A “Storm Chaser”

out of town roofing companyMake the right decision when choosing a roofer.

When a storm blows through our area, it brings with it more than just high winds and damaging hail. It also brings the dreaded “Storm Chaser.” If your home’s roof is damaged by a storm, we wish to provide a word of caution as you go about the process of repairing or replacing your roof and dealing with the insurance company. We want to warn you to be wary of so-called Storm Chasers. Storm Chasers are dialed into the Weather Channel and whenever a storm hits they pack up and head to that area. They strike while the iron is hot and try to replace as many roofs as possible and then move to the next storm-ravaged area.

Now that’s all well and good, but they don’t necessarily care about the quality of the roof they install— they just want to replace as many roofs as humanly possible. Once the jobs dry up or their reputation is destroyed, they move on to the next storm-inflicted territory.

Unfortunately, many homeowners are left high and dry once Storm Chasers leave because they typically disconnect their local telephone number or their warranties are useless. If you have any problems after your roof is replaced you might even have trouble collecting your insurance check. Since many Storm Chasers carelessly slap on roofs, many manufacturer warranties are null and void, leaving you holding the bag.

What to do? Only call a qualified, professional roofer such as your friends at Schneider Roofing and Remodeling. We look out for your interests and will make sure that your roof—and your life—get back to normal after a storm. We live here and are proud of our reputation as a quality service provider who stands behind our work!