Tag Archives: homeowner

Ten Things Every Homeowner Should Know

things homeowners should know1. Water Shut-Off Valve Location: Know the location of the water shut-off for the whole house. Most sinks and toilets have a shut-off valve under the fixture, but knowing how to turn off the flow throughout the home is imperative if needed in an emergency. If a leak pops up, shutting off the flow will limit the amount of damage, repair costs and headaches.

2. Gas Shut-off Valve Location: Same issue as the water valve but with greater emphasis toward safety. A gas leak can cause a fire or explosion so shutting it off at the sign (smell) of a leak or other danger is imperative.

3. Electric Box Breaker Switches: Be sure everyone in the home knows the location of the electric panel. Each breaker should be labeled for efficiency and safety. This will save you frustration and time during electrical issues.

4. Repair Water Leaks ASAP: A huge percentage of home repair costs can come from water damage. Once you have detected a water leak have it repaired immediately. The longer you let it continue, the more it will cost you to repair.

5. Foundation Blocks and Concrete Slabs: One of the most costly home repairs is leveling a house. To help avoid this expensive repair you should keep your home’s slab nourished during spells of very dry weather. Install flowerbeds along the sides and keep them moist. If you have no flowerbeds then you should actually water the edges of the slab. Do not over water, just be aware that cracks in the dirt can be a sign of future problems in your home’s foundation.

6. Install Gutters/Downspouts: Water should be directed away (4 to 6 feet) from the foundation, sidewalks, or patio/driveway slabs. Just like too much dry weather is bad for your foundation; too much water is also bad. Never let water pool at the base of your house.

7. Keep Gutters Free Flowing: The gutters and downspouts cannot push the water away from the house (and away from the basement) if they cannot do their function. Clean the gutters and downspouts several times a year or install gutter protection.

8. Keep Debris Off Your Roof: If you have trees dropping leaves on your roof you need to clear them off so water is not trapped under the debris. Trapped water will work its way through your shingles and ultimately through to your ceilings. When you see the water stains on your walls or ceilings, you should repair the leak immediately.

9. Weatherproof Your Home: Repairs to doors and windows is another costly area. When you take the time to caulk and weather strip your doors and caulk around all your windows (in addition to saving money) you will remain aware of developing issues. Your job is to know your home.

10. Know Your Neighbors: Chances are your home was built at the same time as other homes in your neighborhood. Keeping tabs on home issues your neighbors are experiencing can go a long way in predicting possible problems at your home!

Take Care Of Your Skin!

Each year, more and more people are diagnosed with skin cancer. It is more important than ever, during the upcoming long and hot summer days, that you take care of yourself… including your skin! And even though summer is technically still two months away, there is no denying that even now as the weather is warming up and days are getting longer, we are outside in sun quite often.

Here are some helpful tips to consider while sitting outside watching a ballgame or working around the yard. Please be careful!

  • If outside for an extended time, take shade periodically
  • Wear sun-protective clothing that covers as much of your body as possible
  • Put on a broad-brimmed hat that shades your face, neck and ears
  • Wear wrap-around sunglasses
  • Apply SPF 30+ broad-spectrum, water-resistant sunscreen every two hours

Beware of Unethical Roofing Contractors

When big storms hit, some roofing “contractors” will promise to build you a cheap roof (that may leak in two years)! They might even promise to pay your insurance deductible (which, in many cases, equates to insurance fraud)! And when you try and contact them to repair their spotty work, you’ll find that they’ve disconnected their phone number. Then, you are left to pay out of your pocket for the repairs. In some situations, the roof may need to be replaced!

Don’t get scammed by unethical, fly-by-night contractors. Instead, call us! You will receive a thorough 17-point inspection and diagnostic of your entire roof, which will make you an “instant expert” on your roof. With Schneider Roofing and Remodeling you also get the absolute best roofing and customer service experience, and you receive the absolute best guarantees and warranties on the work performed on your home! Call 314-378-6623 to see how you can get your home back in order!

Five Reasons Why You Should Call Schneider Roofing and Remodeling After A Storm

What a mess!! A big storm rolls through town and hits your home hard, and your roof took an absolute beating. You’re missing shingles, which are now scattered all over your yard. Maybe, you’re facing an even more difficult situation, such as a hole in your roof and water is leaking into your home…

At Schneider Roofing and Remodeling, we’ve been serving our community for a long time. We have seen too many homeowners “take on” their insurance company after a big storm causes damage. They never seem to be satisfied with their claims or the repair to their home. Here are five reasons to give us a call and prevent the frustrations we have seen with so many others:

1. You Get a Thorough Evaluation! We won’t spend just a few minutes walking around your home or snapping pictures from a car to evaluate the damage of your roof and attic. Instead, you will get a complete 17-point inspection and diagnostic of your roof. We will get on your roof and in your attic to evaluate everything closely. That’s the best way to find hidden damage. The last thing you want is for an undiscovered problem to cause massive damage to your home months later!

 2. You’ll Know Your Options! After you’ve received a 17-point inspection and diagnostic of your roof, you will be given a variety of options. Hopefully, your roof only needs a simple repair. But if you require a new roof, you may be able to choose from a variety of shingles. Sometimes the insurance company will “adjust” your claim by calling for the lowest (and cheapest) grade roofing materials. After our inspection, you will know exactly what your roof needs.

3, You’ll Get Insurance Help! Once you’ve selected the best option for your home, your job is done! It’s time to let Schneider Roofing and Remodeling go to work for you! That means contacting your insurance company and explaining the work you would like (and need) performed on your home! We’ve been working with insurance companies for years, and we know how to get the roof that you want.

4, You Get Roofing Professionals! You will get the repair or new roof you want because we have experience dealing with insurance companies. They trust us because we’re licensed, insured, and all work is performed up to code. They also know that we’re customer service experts, and only the best people work for us. All employees are highly trained, drug tested, and background checked. You only get the best people and the best products when working with us!

5. You Get Long-Term Support! You also get roofing professionals that will be here to stand behind our work! We offer the absolute best guarantees and warranties! And should you have a question or issue, you can give us a call at any time, and we’ll be there immediately! This is our community, too! We take pride in making sure everyone is completely satisfied!

Beware of the Drive-By Roofer

out of town roofing companyMake the right decision when choosing a roofer.

When a storm blows through our area, it brings with it more than just high winds and damaging hail. It also brings the dreaded “Storm Chaser.” If your home’s roof is damaged by a storm, we wish to provide a word of caution as you go about the process of repairing or replacing your roof and dealing with the insurance company. We want to warn you to be wary of so-called Storm Chasers. Storm Chasers are dialed into the Weather Channel and whenever a storm hits they pack up and head to that area. They strike while the iron is hot and try to replace as many roofs as possible and then move to the next storm-ravaged area.

Now that’s all well and good, but they don’t necessarily care about the quality of the roof they install— they just want to replace as many roofs as humanly possible. Once the jobs dry up or their reputation is destroyed, they move on to the next storm-inflicted territory.

Unfortunately, many homeowners are left high and dry once Storm Chasers leave because they typically disconnect their local telephone number or their warranties are useless. If you have any problems after your roof is replaced you might even have trouble collecting your insurance check. Since many Storm Chasers carelessly slap on roofs, many manufacturer warranties are null and void, leaving you holding the bag.

What to do? Only call a qualified, professional roofer such as your friends at Schneider Roofing and Remodeling. We look out for your interests and will make sure that your roof—and your life—get back to normal after a storm. We live here and are proud of our reputation as a quality service provider who stands behind our work!

What You Need To Know About Insurance Claims

homeowners insuranceThere is a Missouri law that was passed in 2012 that is important for homeowners to know about.

This law prohibits contractors from offering to pay for any portion of the homeowner’s insurance deductible. Contractors are specifically prohibited from granting allowances to the insured, offering any discount against the fees to be charged, or paying the insured (or any person) directly or indirectly any form of compensation (including gifts, prizes, bonuses, credits, referral fees, or anything of monetary value).

Additionally, homeowners must be given the contractual right to cancel the contract prior to midnight on the fifth business day if any part of the insurance claim is not covered following written notice by the insurance company. This notice is considered given by the homeowner on the date of the mailing, not the date of receipt by the contractor. A statement notifying the consumer of their right to cancel must be printed in boldface type on the contract and should include a form to be mailed in if the homeowner wishes to cancel the contract. If the contract is canceled, the contractor must return amounts paid, minus payment for any clean up work that may have taken place.

For additional information on this subject, feel free to call (314-378-6623) or email the experts at Schneider Roofing and Remodeling.