Category Archives: Uncategorized

Signs You May Need A New Roof

Seven SignsBefore realizing that they need a new roof, too many people wait until their roof has a horrible leak with water flooding into their home. It’s a shame, as it can cause extensive, expensive damage—and certain things, like valuables or pictures, can’t be replaced if contacted by water.

Instead of waiting for a nasty leak to give you a sign that you need a new roof, here are some less destructive signs:

1. Roof age – How old is your existing roof? You should have your roof inspected by a professional every year, but once it passes the 10-year mark, it should absolutely be inspected annually. With each passing
year, it will deteriorate more and more. A roofing professional can give you an honest evaluation of how much time you’ll have left with an older roof. It could be 10 years, it could be 20 years.

2. Curling and buckling of shingles – Shingles that are curled or buckling is another sign that you may need a new roof. Look at the slopes of your home that have direct sunlight. Do the shingles look like they’re curling away from the roof? Do they look like they’re losing granules? If so, that’s a sign of defect and your roof should be inspected soon.

3. Valleys – If your shingles are falling apart or missing in valleys, it is a definite sign you may need a new roof. Valleys are one of the most important areas of your roof. Water runs through valleys into gutters. Should a valley be compromised, it’s not a matter of if you will have a leak, but when.

4. Missing shingles – These are another sign your roof could be failing. Check to see if all of the “tabs” are intact. If you notice an area where several have blown away, it’s important to contact a professional to evaluate the situation.

5. Chimney flashing – This is another area to be concerned about. If your flashing consists of roof cement or tar, it may need to be replaced with a long-term, watertight fitting, which would be a metal flashing system.

6. Shingle granules in the gutters – Look in your gutters to see if they are loaded up with granules. Roofs tend to lose more granules toward the end of their lifecycle.

7. Daylight through the roof boards – Go in your attic and see if there is any daylight coming through the roof boards. Also check for moisture in the insulation.

If you’re not comfortable climbing in your attic, or you’d simply feel more comfortable with a professional giving you an honest, upfront opinion about your roof, you can always call your friends at Schneider Roofing and Remodeling at 314-378-6623. We will never pressure you into a new roof—instead, we’ll give you an honest answer about your roof’s life expectancy. Your safety and satisfaction are what’s most important to us.

Tornado Time: Be Prepared

With tornado season right around the corner, a question you might want to ask yourself is, “Does my homeowners insurance cover all tornado related damage?”

The answer is NO. While the image of a tornado striking a residential home may be of a swirling wind tunnel ripping off a roof, tornadoes can cause all sorts of damage to your property – from water damage to uprooted trees.

So What Is and Isn’t Covered?
What’s important for homeowners to be aware of is that a typical homeowners insurance policy does NOT cover the following:
* flooding
* uprooted trees strewn on property
* food that has spoiled because of a power outage

What Defines a Flood?Tornado hitting a house
In order for water damage to be considered a “flood” and therefore, not covered by homeowners insurance, the water has to have hit the ground before entering your home. Consider this scenario: Your neighbor’s pipes burst during a tornado. Your house, sitting downstream from your neighbor’s house, is flooded from the ground. Because the water came into your house from the ground, it’s considered a flood, and the resulting damage won’t be covered by your homeowners insurance. For this, you need a separate flood insurance policy.

If, however, a tornado damages your windows and roof and then a rain storm dumps water into your house the next day, your homeowners insurance will cover this because the water entered your home before touching the ground.

Uprooted Trees
Some tornadoes are strong enough to uproot trees. If this happens on your property, your homeowners insurance will not cover the removal of the trees. If, however, an uprooted tree falls on your house, the damage to your house, along with the tree removal, will be covered by your homeowners insurance.

Rotten Food
Power outages are more common during tornado season and food can begin spoiling within just a few hours. Unfortunately, homeowners insurance does not cover rotten food in the refrigerator and freezer so you’ll have to determine what and when to save and what and when to start throwing stuff out.

If you keep the refrigerator door closed as much as possible, much of your food can last up to 4 hours. However, if perishables such as raw fish, meat, poultry, or eggs sit for over 2 hours at 40 F or more, throw them out. The same rule goes for milk products and baby formula.

What Should My Insurance Policy Cover?
Depending on your insurance policy, tornado coverage may fall under the category of “windstorm.” This is a broader category that can include hurricanes as well as tornadoes. In general terms, your homeowners insurance policy should cover losses caused by a tornado, a.k.a windstorm. This includes damage caused to your home and property and the loss or damage of personal property, such as furniture.

While the best case scenario is that you’ll never have to file a homeowners insurance claim as a result of a tornado, it’s important to be prepared and knowledgeable about what is and isn’t covered by a basic homeowners policy before the damage is already done.

Helpful Tip on Flashing

flashingFlashing is usually aluminum or galvanized steel that’s used over joints in a roof and wall construction to prevent water seeping in and causing damage. Depending on the style of your home’s roof, you probably have it in the valleys, around the chimney and pipes, and around any dormer windows or skylights. Most damage shows up either in flashing that’s deteriorating due to weathering and oxidizing, or in flashing that has come loose.

If your flashing needs repair, consider giving your friends at Schneider Roofing and Remodeling a call. We can give you an upfront price on the work, and depending upon the severity of the repair, in many instances we can get the work done immediately!

CPR: 16 Steps to Perform it Correctly

Hopefully you will never need to know these critical lifesaving techniques. However, summer is just beginning and you never know when they may come in handy.

1. Check the scene for immediate danger. Make sure you’re not putting yourself in harm’s way by administering CPR to someone unconscious. Move the person if necessary.
2. Assess the victim’s consciousness. Gently tap his or her shoulder and ask, “Are you OK?” in a loud, clear voice. If he or she responds, CPR is not required.
3. Send for help. The more people available for this step, the better. However, it can be done alone. Send someone to call for emergency medical services (EMS).
4. Do not check for a pulse. Unless you’re professionally trained, you could be wasting valuable time looking for one.
5. Check for breathing. Put your ear to the victim’s nose and mouth and listen for slight breathing. If the victim is coughing or breathing normally, do not perform CPR. Doing so could cause the heart to stop beating.
6. Place the victim on his or her back.
7. Place the heel of one hand on the victim’s breastbone, exactly between the nipples.
8. Place your second hand on top of the first hand, palm-down.
9. Position your body directly over your hands, so that your arms are straight and somewhat rigid.
10. Perform 30 chest compressions. You should press down by about 2 inches, and they should be quick.
11. Minimize pauses in chest compression that occur when changing providers or preparing for a shock. Attempt to limit interruptions to less than 10 seconds.
12. Make sure the airway is open. Place your hand on the victim’s forehead and two fingers on their chin and tilt the head back to open the airway.
13. Give two rescue breaths (optional). The American Heart Association no longer considers rescue breaths necessary, but you can give them if you choose. Pinch the victim’s nose closed. Make a seal with your mouth over the victim’s mouth and breathe out for about one second. Make sure you breathe slowly—this will make sure the air goes in the lungs and not the stomach. If the breath goes in, you should see the chest slightly rise and also feel it go in. Give a second rescue breath.
14. Repeat the cycle of 30 chest compressions. If you’re also doing rescue breaths, keep doing a cycle of 30 chest compressions and 2 rescue breaths.
15. Continue CPR until someone takes over for you, emergency personnel arrive, you are too exhausted to continue, an AED (automated external defibrillator) is available for immediate use, or signs of life return.
16. Use an AED (automated external defibrillator). If an AED is available in the immediate area, use it as soon as possible to jumpstart the victim’s heart.

Please consider getting certified by a professional trainer.

Roof Damage by Hail

Here in Missouri, we are no strangers to hailstorms. The information in this article is provided by the National Storm Damage Center (www.stormdamagecenter.org).

By definition, hail damage is any damage resulting from hailstones and hailstorms. Hailstones that are 0.75 inches or greater are large enough to cause substantial damage to homes, automobiles & property. For comparison, 0.75 inches is the diameter of a penny.

You may think that just because you can’t see any signs of damage, or because your roof isn’t leaking, you don’t have damage. Remember, hail damage can be particularly difficult to identify and many homeowners discover major roofing damage years down the road, after it’s too late to file a storm damage claim with their insurance company. If you have any reason to suspect hail damage after a storm, you should have a full property damage inspection performed by a reputable contractor right away.

Roofs are the most commonly damaged part of a home or business in hailstorms. A damaged shingle may allow water to seep through the roof causing additional damage to the roof deck, support structure, interior walls, or windows, and can cause leaking, staining on walls and flooding inside your home. Leaking roofs lead to costly damages and many insurance policies have strict time limits on submitting claims after hailstorms, so it’s in your best interest to act fast after hailstorms and start the repairs process, if necessary.

Siding damage often results from wind-driven hail. The three most common signs of damage to siding are cracking, chipping and holes.

Window damage is similar to siding damage, but usually more obvious to identify. Wind-driven hail can strike windows and break the glass itself, or cause damage to the seals on the windows.

Exterior appliances can also sustain damage in hailstorms. Denting and intake of excessive amounts of water often affect HVAC units after severe hail.

Hail damage can be very difficult to detect and often occurs to roofs, siding and windows, all of which are difficult DIY repair projects that could void your homeowners insurance or manufacturer warranty, if not performed by a licensed contractor. Due to the risks associated with hail damage, it is recommended to cut to the chase have a storm damage repair contractor inspect your damages right away.

If you have any concerns about hail damage to your home, call us today at 314-378-6623!

Helpful Information About Insurance Claims

homeowners insuranceThere is a Missouri law that was passed in 2012 that is important for homeowners to know about.

This law prohibits contractors from offering to pay for any portion of the homeowner’s insurance deductible. Contractors are specifically prohibited from granting allowances to the insured, offering any discount against the fees to be charged, or paying the insured (or any person) directly or indirectly any form of compensation (including gifts, prizes, bonuses, credits, referral fees, or anything of monetary value).

Additionally, homeowners must be given the contractual right to cancel the contract prior to midnight on the fifth business day if any part of the insurance claim is not covered following written notice by the insurance company. This notice is considered given by the homeowner on the date of the mailing, not the date of receipt by the contractor. A statement notifying the consumer of their right to cancel must be printed in boldface type on the contract and should include a form to be mailed in if the homeowner wishes to cancel the contract. If the contract is canceled, the contractor must return amounts paid, minus payment for any clean up work that may have taken place.

For additional information on this subject, feel free to call (314-378-6623) or email the experts at Schneider Roofing and Remodeling.

Five Financial Benefits of Spring Cleaning

spring cleaningSpring cleaning is something thousands of households across the country participate in. During the chilly winter months, it’s easy for dust and clutter to overwhelm your home and sanity. This year, you can combine your spring-cleaning strategies with your big-picture financial objectives. Here are five ways that spring cleaning can help you save some big money.

1.Reduce taxes. Have piles of clothes that you’re planning on ditching? Well, when you drop off your old sweatpants and T-shirts at your local charity, keep a total of how much you’re giving. If you don’t have a receipt, be sure to ask for one!2. Get better organized.Speaking of taxes, make it a point to start organizing all of your financial documents, especially donations. It will make tax time a breeze. You also will likely notice that you’re taking full advantage of any tax incentives or deductions that you can make. Often people forget the different organizations they’ve contributed to.
2. Get better organized. Speaking of taxes, make it a point to start organizing all of your financial documents, especially donations. It will make tax time a breeze. You will also likely notice that you’re taking full advantage of any tax incentives or deductions that you can make. Often people forget throughout the year the different organizations they’ve contributed to.

3. Keep an inventory.
Like most households, you probably forget just how much stuff you have shoved in closets and under sinks. Make a conscious effort of tracking

down and documenting what you have. Often people overbuy certain items they don’t believe they have, but really do.

4. Fix it up.
Cleaning gives you a chance to evaluate your home. Notice and fix any little problems now, before they become much bigger and require you to hire a handyman or a contractor for help. You could save hundreds over time.


5. Sell it.
Fill a box (or two or three) of any items that you really don’t use anymore. Explore selling them at yard sales, second-hand stores or online.You might be shocked the value of the stuff just lying around your home.

Spring Storms

Your Spring Storm Reminder

It’s definitely not pleasant to think of, but it’s a reality in life that all homeowners must face during these Spring months. These are some of the most active storm months. Storms can mean “bad news” for your roof!

You might be faced with leaks, missing shingles, or some other type of damage. If that’s the case, please, be sure to call us!

Areas that are hit by large storms are often the first targeted by storm chasers. You’ve likely heard me talk about storm chasers before or read about them in this publication! Storm chasers can be “contractors” from hundreds of miles away, even from out of state, who rush to areas hit by storms.

Often, their only goal is to replace as many roofs as possible, collect as much money as possible, and then leave as quickly as possible. Few storm chasers put any type of value into customer service, roof quality, or craftsmanship. Speed is their only concern. And in a year or two, when a big rain hits and a few leaks pop up, you’ll call them only to find a disconnected number!

That’s something you never have to worry about with Schneider Roofing and Remodeling. We’re from here. This is our town. We value great work, and in the uncommon occurrence that a problem arises, we’ll be right there to fix it!

There’s another reason why you will want to call us soon, should something happen to your roof: We have a long history of working with insurance companies! We will be more than happy to meet with your insurance adjuster as they evaluate your property. We can act as an advocate for YOU, so you receive the absolute best outcome with your claim! Often, we can point out things to an adjuster that they may have missed—as a result, you benefit!

At Schneider Roofing and Remodeling, we hope that you don’t have to call us for any emergencies created by nasty storms. Just in case one does occur, and you need help, be sure to have our number handy: 314-378-6623. Remember, your interests are our first priority! And you can count on us to provide you with excellent, long-lasting customer service!

 

Keep Your Home Safe With A Roof Inspection

roof inspectionIt’s easy to take your roof for granted. When it rains, you know that you’re not going to get wet. When the hot summer sun shines, you know that you will stay shaded and comfortable. When the wind blows, you don’t have to worry about a chill running through your body. However, when a roofing problem appears, it can drastically interrupt your life!

In some cases, roofing problems can lead to big messes. For example, if you leave town for several days and a leak appears, you’re not able to stop the water damage to your home before it’s too late. And then there are the slow, small leaks — they can cause water damage in your attic and they can allow mold to grow.

Everyone’s dependence on their roof is why Schneider Roofing and Remodeling recommends having it inspected at least once a year. Believe it or not, over that short period of time your roof can change drastically. Shingles may have fallen off exposing your underlayment. Water may have begun seeping into your attic. Sun may have caused segments of your roof to fry. Anything is possible.

Call us at Schneider Roofing and Remodeling for an inspection. If you’ve noticed some odd things going on with your roof, this offer is meant especially for you! When your roof is in good shape, it means that it’s not interrupting your life and causing you headaches. Call 314-378-6623 or click here to email us for a comprehensive inspection from Schneider Roofing and Remodeling!

Do You Know Your Roofing Contractor?

Don’t Be the Homeowner on TV or in the Newspaper Telling about How You Were Taken Advantage of!!

It’s a shame what happens to some good, hardworking people. I just read another report of a heating and cooling contractor (in another community, mind you) taking advantage of their customers. The work they were providing was shoddy, and when customers complained, the contractor didn’t return calls or wasn’t interested in remedying the problem. No, they kept their customers’ hard-earned money and didn’t give these poor homeowners another thought.

Eventually, these shady contractors were discovered by the news media and their poor business practices were exposed. Still, that doesn’t help the customers who they already fleeced. They were forced to spend hundreds, if not thousands, of dollars to repair their problems… That’s on top of what they already spent!

You’re likely one of our cherished clients, or maybe you’re a friend we’ve met along the way. Either way, you know our commitment to premium customer service. It’s not just lip service. It’s something we take great pride in providing. Specifically, when working with Schneider Roofing and Remodeling, you know that you’re getting a company that is:

  • Locally owned, operated, and committed to our community.
  • Fully bonded, insured and licensed.
  • Committed to providing upfront, no-hidden-costs pricing.
  • Available 24/7, 365 days a year. If you need us, you can reach us.
  • Employing only drug-free, background-checked, highly trained technicians.
  • Offering industry-best guarantees and warranties in writing.

When you call Schneider Roofing and Remodeling to your home, you will be given options when possible! You are in control of your home and your roof. You will know how much it will cost to repair, and you’ll know if it makes more sense to replace your roof. We provide the information, and you make the best decision for your family!

No matter what your decision is, Schneider Roofing and Remodeling will be there to support you. So, if you have questions, or on the outside chance you have any problems with our service, Schneider Roofing and Remodeling will be there to stand behind our work and do whatever possible to make you 100% satisfied. That’s our promise to you.

It’s our goal to be the service company that you absolutely must tell your friends, colleagues, family and neighbors about. That’s how happy we want you to be when choosing Schneider Roofing and Remodeling for your roofing and siding needs—that’s what we strive for every single day. Give Schneider Roofing and Remodeling a call at 314-378-6623.

We want an opportunity to show you what makes us an industry leader and puts us above those companies that fill the newspapers and TV broadcasts with their indiscretions. Your home and family deserve nothing less than the most courteous, exceptional customer-service experience in the industry—that’s what you will receive with us!