Category Archives: Uncategorized

Save Yourself From The Costly Aggravation of Sun and Rain Damage

sun and rain damageThere are commonly known facts about your home, but here is a little known fact that most homeowners are totally unaware of, which could save you thousands:

“If your roof is more than 20 years old, there’s a good chance that it’s due for replacement. But younger roofs fail too, so it is a good idea to inspect a roof at least once a year.” ~ Tom Silva, This Old House

Although this little-known fact seems so very simple, few homeowners are aware of how important it really is! When was the last time you had your roof inspected? On the other hand, were you even aware that it needs an inspection each year? A roof of any age can leak, and more than not, it takes some time before water stains show up in your home. Often, by the time you notice the signs of a leak, it has already caused serious damage!

For signs of a roof leak to show up in your home, the water must pass through your shingles, pass through your felt underlayment, pass through your plywood, saturate 10 to 12 inches of insulation in your attic, and then soak through your drywall ceiling or wall! What’s even worse, many times water will leak within the wall cavity, sometimes for years, before you realize the problem exists! This can result in major damages! As a roofing contractor, I’ve seen this all too many times. What could have been a simple repair caused major damage to a home’s interior, something an annual roof inspection could have easily prevented from happening in the first place.

Call (314-378-6623) or email today to have your roof inspected!

Hail Storm Damage Can Be Significant

Here in Missouri, we are no strangers to hailstorms. The information in this article is provided by the National Storm Damage Center (www.stormdamagecenter.org).

By definition, hail damage is any damage resulting from hailstones and hailstorms. Hailstones that are 0.75 inches or greater are large enough to cause substantial damage to homes, automobiles & property. For comparison, 0.75 inches is the diameter of a penny.

You may think that just because you can’t see any signs of damage, or because your roof isn’t leaking, you don’t have damage. Remember, hail damage can be particularly difficult to identify and many homeowners discover major roofing damage years down the road, after it’s too late to file a storm damage claim with their insurance company. If you have any reason to suspect hail damage after a storm, you should have a full property damage inspection performed by a reputable contractor right away.

Roofs are the most commonly damaged part of a home or business in hailstorms. A damaged shingle may allow water to seep through the roof causing additional damage to the roof deck, support structure, interior walls, or windows, and can cause leaking, staining on walls and flooding inside your home. Leaking roofs lead to costly damages and many insurance policies have strict time limits on submitting claims after hailstorms, so it’s in your best interest to act fast after hailstorms and start the repairs process, if necessary.

Siding damage often results from wind-driven hail. The three most common signs of damage to siding are cracking, chipping and holes.

Window damage is similar to siding damage, but usually more obvious to identify. Wind-driven hail can strike windows and break the glass itself, or cause damage to the seals on the windows.

Exterior appliances can also sustain damage in hailstorms. Denting and intake of excessive amounts of water often affect HVAC units after severe hail.

Hail damage can be very difficult to detect and often occurs to roofs, siding and windows, all of which are difficult DIY repair projects that could void your homeowners insurance or manufacturer warranty, if not performed by a licensed contractor. Due to the risks associated with hail damage, it is recommended to cut to the chase have a storm damage repair contractor inspect your damages right away.

If you have any concerns about hail damage to your home, call us today at 314-378-6623!

Roof Inspections – Find Problems Before They Cause More Damage

sun and rain damageThere are commonly known facts about your home, but here is a little known fact that most homeowners are totally unaware of, which could save you thousands:

“If your roof is more than 20 years old, there’s a good chance that it’s due for replacement. But younger roofs fail too, so it is a good idea to inspect a roof at least once a year.” ~ Tom Silva, This Old House

Although this little-known fact seems so very simple, few homeowners are aware of how important it really is! When was the last time you had your roof inspected? On the other hand, were you even aware that it needs an inspection each year? A roof of any age can leak, and more than not, it takes some time before water stains show up in your home. Often, by the time you notice the signs of a leak, it has already caused serious damage!

For signs of a roof leak to show up in your home, the water must pass through your shingles, pass through your felt underlayment, pass through your plywood, saturate 10 to 12 inches of insulation in your attic, and then soak through your drywall ceiling or wall! What’s even worse, many times water will leak within the wall cavity, sometimes for years, before you realize the problem exists! This can result in major damages! As a roofing contractor, I’ve seen this all too many times. What could have been a simple repair caused major damage to a home’s interior, something an annual roof inspection could have easily prevented from happening in the first place.

Call (314-378-6623) or email today to have your roof inspected!

Ten Things You Should Know About Your Home

things homeowners should know1. Water Shut-off Valve Location: Know the location of the water shut-off for the whole house. Most sinks and toilets have a shut-off valve under the fixture, but knowing how to kill the flow throughout the home is imperative if needed in an emergency. If a leak pops up, shutting off the flow will limit the amount of damage, repair costs, and headaches.

2. Gas Shut-off Valve Location: Same issue as the water valve but with greater emphasis toward safety. A gas leak can cause a fire or explosion so shutting it off at the sign (smell) of a leak or other danger is imperative.

3. Electric Box Breaker Switches: Be sure everyone in the home knows the location of the electric panel. Each breaker should be labeled for efficiency and safety. This will save you frustration and time during electrical issues.

4. Repair Water Leaks ASAP: A huge percentage of home repair costs can come from water damage. Once you have detected a water leak have it repaired immediately. The longer you let it continue, the more it will cost you to repair.

5. Foundation Blocks and Concrete Slabs: One of the most costly home repairs is leveling a house. To help avoid this expensive repair you should keep your home’s slab nourished during spells of very dry weather. Install flowerbeds along the sides and keep them moist. If you have no flowerbeds then you should actually water the edges of the slab. Do not over water, just be aware that cracks in the dirt can be a sign of future problems in your home’s foundation.

6. Install Gutters/Downspouts: Water should be directed away (4 to 6 feet) from the foundation, sidewalks, or patio/driveway slabs. Just like too much dry weather is bad for your foundation; too much water is also bad. Never let water pool at the base of your house.

7. Keep Gutters Free Flowing: The gutters and downspouts cannot push the water away from the house (and away from the basement) if they cannot do their function. Clean the gutters and downspouts several times a year or install gutter protection.

8. Keep Debris Off Your Roof: If you have trees dropping leaves on your roof you need to clear them off so water is not trapped under the debris. Trapped water will work its way through your shingles and ultimately through to your ceilings. When you see the water stains on your walls or ceilings, you should repair the leak immediately.

9. Weatherproof Your Home: Repairs to doors and windows is another costly area. When you take the time to caulk and weather strip your doors and caulk around all your windows (in addition to saving money) you will remain aware of developing issues. Your job is to know your home.

10. Know Your Neighbors: Chances are your home was built at the same time as other homes in your neighborhood. Keeping tabs on home issues your neighbors are experiencing can go a long way in predicting possible problems at your home!

Homeowners Beware

BBB warningWhen hiring a service contractor to do work in your home, it is so important that you hire a quality and reliable company. The Better Business Bureau issued a warning in the St. Louis area two years ago for a roofing contractor who pleaded guilty in Arizona to several charges, and on that very same day he established a business here in Missouri. There are numerous complaints about his work here and several homeowners have found themselves in a bind with payments made and work still to be completed. Sadly, this is not uncommon (happens almost every year around this time) and homeowners must stay informed and protect themselves.

You can trust Schneider Roofing and Remodeling. We live in St. Charles and our company has been in St. Charles since it was established in 1991. We guarantee your satisfaction, stand behind our work and will be here for you if you ever have any roofing or siding problems.

Please click here to read a warning from the Better Business Bureau.

Signs You May Need A New Roof

Seven SignsBefore realizing that they need a new roof, too many people wait until their roof has a horrible leak with water flooding into their home. It’s a shame, as it can cause extensive, expensive damage—and certain things, like valuables or pictures, can’t be replaced if contacted by water.

Instead of waiting for a nasty leak to give you a sign that you need a new roof, here are some less destructive signs:

1. Roof age – How old is your existing roof? You should have your roof inspected by a professional every year, but once it passes the 10-year mark, it should absolutely be inspected annually. With each passing
year, it will deteriorate more and more. A roofing professional can give you an honest evaluation of how much time you’ll have left with an older roof. It could be 10 years, it could be 20 years.

2. Curling and buckling of shingles – Shingles that are curled or buckling is another sign that you may need a new roof. Look at the slopes of your home that have direct sunlight. Do the shingles look like they’re curling away from the roof? Do they look like they’re losing granules? If so, that’s a sign of defect and your roof should be inspected soon.

3. Valleys – If your shingles are falling apart or missing in valleys, it is a definite sign you may need a new roof. Valleys are one of the most important areas of your roof. Water runs through valleys into gutters. Should a valley be compromised, it’s not a matter of if you will have a leak, but when.

4. Missing shingles – These are another sign your roof could be failing. Check to see if all of the “tabs” are intact. If you notice an area where several have blown away, it’s important to contact a professional to evaluate the situation.

5. Chimney flashing – This is another area to be concerned about. If your flashing consists of roof cement or tar, it may need to be replaced with a long-term, watertight fitting, which would be a metal flashing system.

6. Shingle granules in the gutters – Look in your gutters to see if they are loaded up with granules. Roofs tend to lose more granules toward the end of their lifecycle.

7. Daylight through the roof boards – Go in your attic and see if there is any daylight coming through the roof boards. Also check for moisture in the insulation.

If you’re not comfortable climbing in your attic, or you’d simply feel more comfortable with a professional giving you an honest, upfront opinion about your roof, you can always call your friends at Schneider Roofing and Remodeling at 314-378-6623. We will never pressure you into a new roof—instead, we’ll give you an honest answer about your roof’s life expectancy. Your safety and satisfaction are what’s most important to us.

Tornado Time: Be Prepared

With tornado season right around the corner, a question you might want to ask yourself is, “Does my homeowners insurance cover all tornado related damage?”

The answer is NO. While the image of a tornado striking a residential home may be of a swirling wind tunnel ripping off a roof, tornadoes can cause all sorts of damage to your property – from water damage to uprooted trees.

So What Is and Isn’t Covered?
What’s important for homeowners to be aware of is that a typical homeowners insurance policy does NOT cover the following:
* flooding
* uprooted trees strewn on property
* food that has spoiled because of a power outage

What Defines a Flood?Tornado hitting a house
In order for water damage to be considered a “flood” and therefore, not covered by homeowners insurance, the water has to have hit the ground before entering your home. Consider this scenario: Your neighbor’s pipes burst during a tornado. Your house, sitting downstream from your neighbor’s house, is flooded from the ground. Because the water came into your house from the ground, it’s considered a flood, and the resulting damage won’t be covered by your homeowners insurance. For this, you need a separate flood insurance policy.

If, however, a tornado damages your windows and roof and then a rain storm dumps water into your house the next day, your homeowners insurance will cover this because the water entered your home before touching the ground.

Uprooted Trees
Some tornadoes are strong enough to uproot trees. If this happens on your property, your homeowners insurance will not cover the removal of the trees. If, however, an uprooted tree falls on your house, the damage to your house, along with the tree removal, will be covered by your homeowners insurance.

Rotten Food
Power outages are more common during tornado season and food can begin spoiling within just a few hours. Unfortunately, homeowners insurance does not cover rotten food in the refrigerator and freezer so you’ll have to determine what and when to save and what and when to start throwing stuff out.

If you keep the refrigerator door closed as much as possible, much of your food can last up to 4 hours. However, if perishables such as raw fish, meat, poultry, or eggs sit for over 2 hours at 40 F or more, throw them out. The same rule goes for milk products and baby formula.

What Should My Insurance Policy Cover?
Depending on your insurance policy, tornado coverage may fall under the category of “windstorm.” This is a broader category that can include hurricanes as well as tornadoes. In general terms, your homeowners insurance policy should cover losses caused by a tornado, a.k.a windstorm. This includes damage caused to your home and property and the loss or damage of personal property, such as furniture.

While the best case scenario is that you’ll never have to file a homeowners insurance claim as a result of a tornado, it’s important to be prepared and knowledgeable about what is and isn’t covered by a basic homeowners policy before the damage is already done.

Helpful Tip on Flashing

flashingFlashing is usually aluminum or galvanized steel that’s used over joints in a roof and wall construction to prevent water seeping in and causing damage. Depending on the style of your home’s roof, you probably have it in the valleys, around the chimney and pipes, and around any dormer windows or skylights. Most damage shows up either in flashing that’s deteriorating due to weathering and oxidizing, or in flashing that has come loose.

If your flashing needs repair, consider giving your friends at Schneider Roofing and Remodeling a call. We can give you an upfront price on the work, and depending upon the severity of the repair, in many instances we can get the work done immediately!

CPR: 16 Steps to Perform it Correctly

Hopefully you will never need to know these critical lifesaving techniques. However, summer is just beginning and you never know when they may come in handy.

1. Check the scene for immediate danger. Make sure you’re not putting yourself in harm’s way by administering CPR to someone unconscious. Move the person if necessary.
2. Assess the victim’s consciousness. Gently tap his or her shoulder and ask, “Are you OK?” in a loud, clear voice. If he or she responds, CPR is not required.
3. Send for help. The more people available for this step, the better. However, it can be done alone. Send someone to call for emergency medical services (EMS).
4. Do not check for a pulse. Unless you’re professionally trained, you could be wasting valuable time looking for one.
5. Check for breathing. Put your ear to the victim’s nose and mouth and listen for slight breathing. If the victim is coughing or breathing normally, do not perform CPR. Doing so could cause the heart to stop beating.
6. Place the victim on his or her back.
7. Place the heel of one hand on the victim’s breastbone, exactly between the nipples.
8. Place your second hand on top of the first hand, palm-down.
9. Position your body directly over your hands, so that your arms are straight and somewhat rigid.
10. Perform 30 chest compressions. You should press down by about 2 inches, and they should be quick.
11. Minimize pauses in chest compression that occur when changing providers or preparing for a shock. Attempt to limit interruptions to less than 10 seconds.
12. Make sure the airway is open. Place your hand on the victim’s forehead and two fingers on their chin and tilt the head back to open the airway.
13. Give two rescue breaths (optional). The American Heart Association no longer considers rescue breaths necessary, but you can give them if you choose. Pinch the victim’s nose closed. Make a seal with your mouth over the victim’s mouth and breathe out for about one second. Make sure you breathe slowly—this will make sure the air goes in the lungs and not the stomach. If the breath goes in, you should see the chest slightly rise and also feel it go in. Give a second rescue breath.
14. Repeat the cycle of 30 chest compressions. If you’re also doing rescue breaths, keep doing a cycle of 30 chest compressions and 2 rescue breaths.
15. Continue CPR until someone takes over for you, emergency personnel arrive, you are too exhausted to continue, an AED (automated external defibrillator) is available for immediate use, or signs of life return.
16. Use an AED (automated external defibrillator). If an AED is available in the immediate area, use it as soon as possible to jumpstart the victim’s heart.

Please consider getting certified by a professional trainer.

Roof Damage by Hail

Here in Missouri, we are no strangers to hailstorms. The information in this article is provided by the National Storm Damage Center (www.stormdamagecenter.org).

By definition, hail damage is any damage resulting from hailstones and hailstorms. Hailstones that are 0.75 inches or greater are large enough to cause substantial damage to homes, automobiles & property. For comparison, 0.75 inches is the diameter of a penny.

You may think that just because you can’t see any signs of damage, or because your roof isn’t leaking, you don’t have damage. Remember, hail damage can be particularly difficult to identify and many homeowners discover major roofing damage years down the road, after it’s too late to file a storm damage claim with their insurance company. If you have any reason to suspect hail damage after a storm, you should have a full property damage inspection performed by a reputable contractor right away.

Roofs are the most commonly damaged part of a home or business in hailstorms. A damaged shingle may allow water to seep through the roof causing additional damage to the roof deck, support structure, interior walls, or windows, and can cause leaking, staining on walls and flooding inside your home. Leaking roofs lead to costly damages and many insurance policies have strict time limits on submitting claims after hailstorms, so it’s in your best interest to act fast after hailstorms and start the repairs process, if necessary.

Siding damage often results from wind-driven hail. The three most common signs of damage to siding are cracking, chipping and holes.

Window damage is similar to siding damage, but usually more obvious to identify. Wind-driven hail can strike windows and break the glass itself, or cause damage to the seals on the windows.

Exterior appliances can also sustain damage in hailstorms. Denting and intake of excessive amounts of water often affect HVAC units after severe hail.

Hail damage can be very difficult to detect and often occurs to roofs, siding and windows, all of which are difficult DIY repair projects that could void your homeowners insurance or manufacturer warranty, if not performed by a licensed contractor. Due to the risks associated with hail damage, it is recommended to cut to the chase have a storm damage repair contractor inspect your damages right away.

If you have any concerns about hail damage to your home, call us today at 314-378-6623!