Author Archives: Schneider Roofing and Remodeling

Selecting a St. Louis Roofing Contractor You Can Trust

handshake tanWhen wind, hail and other extreme weather conditions strike, they can leave homeowners in a vulnerable position. Before you sign with just any roofing contractor, it is important to know your rights according to the law, and how you can find reliable, honest roofing professionals in your area. Below are 12 tips the Roofing and Siding Contractors Alliance provide to help homeowners select a St. Louis roofing contractor that you can trust.

 

1. Beware of unusually close relationships between insurance adjustors and roofing contractors. If it feels like a collusion situation, it probably is. Insurance adjustors are supposed to appraise the damage to your roof and then hand you the report. From there you have the opportunity to select the contractor of your choice. It is also important to note that contractors cannot make special offers to you in order to get you to sign.  According to Missouri law, incentives, deductions, free upgrades, etc. are a form of insurance fraud.

2. Know the warning signs.  Remember that storms can be very localized, with some homes in a neighborhood suffering extensive damage while their neighbors are not. Factors like wind direction and roof pitch determine how much damage is sustained, and warning signs like blown shingles, tattered edges, granule loss, dents and holes are a good indication that your roof needs repair. While these warning signs seem obvious, inspectors sometimes miss them. In such cases, a trusted roofing contractor can act as an advocate on your behalf.

3. Make certain the roofer is licensed and bonded.  Ask to see the roofing contractors license. Make certain they are bonded, and ask about prior bankruptcies and changes in management.

4. Ask the roofer for references.  Follow up with calls to former customers. If they live in your area, you can drive by their house to inspect the roof yourself. Be wary of any contractor who hesitates to provide references, or whose references have complaints.

5. Inquire about the roofer’s history.  Ask how long the roofer has been in business. Talk to the contractor about past projects that mirror your current situation and needs.

6. Discuss different types of roofing materials.  Professional roofing contractors should be willing and able to discuss various types of roofing materials with you, highlighting the advantages and disadvantages of each, including warranty information and life expectancy.

7. Find out whether the roofer plans to tear off or recover your current roof.  Ask why they are making that recommendation, and inquire about the additional costs involved.

8. Find out who will be working on your roof.  It is important to know whether a roofing contractor uses his or her own employees or sub-contractors. Ask who is in charge, and whether the foreman will remain on-site to supervise the other workers.

9. Discuss both the maufacturer’s and the roofer’s warranties.  Manufacturers and roofing contractors provide different warranties. Ask the roofer how product and installation issues are resolved, in case they should arise with regard to your roof.

10. Obtain a quote in writing.  When hiring any type of contractor, it is especially important to get everything in writing. Contracts may be filled with small print and “legalese” and it is important that you read every single word in order to understand exactly how the pay structure will work. It is critical to get a clear idea of the price of the job, and any eventualities that could cause an increase in cost. Compare the prices of roofing candidates, and if one offers an exceedingly low or high price, investigate the reasons for the discrepancy. Note that when a contractor does not feel they are being fairly paid, they may choose to file a mechanic’s lien against you, which places the burden on your property and prevents you from selling or making other changes. It is vital to ask for a release of liens before you pay the contractor, and it is especially important to obtain a release as you make your final payment.

11. Cancel within five days of signing a contract.  According to Missouri law, homeowners who felt pressured to sign a contract that they weren’t comfortable with have five days to cancel. If a contractor tells you otherwise, know that legal action is an option.

12. Check out the RSCA website. This website is an excellent resource for finding outstanding St. Louis roofing contractors. All of the RSCA’s members have been in business for a minimum of three years and many are family-owned generations-old commercial and residential roofing contractors. RSCA members are also members of the Better Business Bureau and Angie’s List, and many of them have A+ ratings.


Fire Protection Month

safetyFall is full of so many fun events and holidays, like Halloween and Thanksgiving. Yet, during fall there is an important, yet much less celebrated observance. The month of October is also known as Fire Prevention Month.

According to the Home Safety Council, more than 3,000 people die from fires each year. Eighty percent of those occur while in the home; the majority of those happen when people are sleeping. And according to the National Fire Protection agency, 62 percent of home-related fire deaths resulted because the home didn’t have smoke alarms, or the alarms were not functional. So, if your smoke alarms are more than 10 years old, you should consider replacing them. Below are some helpful tips that you should consider.

• Never plug multiple items into the same electrical outlet or circuit. If an electrical appliance smokes or smells unusual, unplug it immediately and have it serviced.

• Make sure light bulbs are the recommended wattage for all of your light fixtures.

• Keep baking soda or salt near your stove to extinguish grease fires. Don’t use water, which will spread the flame.

• Keep your stove’s exhaust fan and range hood free of grease. Keep the cooking area free of combustibles.

• Never leave cooking unattended. Turn pan handles inward so they don’t hang over the edge of the stove.

• Keep matches and lighters out of children’s reach. Teach children these are dangerous items to be used by adults only.

• Never use an extension cord on a permanent basis and avoid running them under rugs.

• Never install a double-cylinder deadbolt lock on your exit doors. They require a key to unlock from the inside. When you need to exit in a hurry, this lock can be deadly.

• Don’t place hay, straw, or other combustible materials beneath your home.

• Don’t smoke in bed or when you’re drowsy. Fires created by cigarettes cause more deaths than any other kind of fire. Run butts and ashes under water before disposing. Or better yet, don’t allow smoking in your home.

• Never leave home with the clothes dryer running. Clean dryer vents frequently. Clean lint screens after each load to keep the airway clear.

• Never block doors or windows with furniture or other objects.

• Store flammable liquids like gasoline, kerosene, paint thinner, etc., in approved containers outside your home, but not under your home.

• Make regular safety checks of your home’s major systems or hire a professional to inspect them. Check for cleanliness, proper functioning and loose connections for your heating and cooling system, fuel lines, water heater, electrical, appliances and plumbing.

Not only do we value you as a client, we value you as friends. The last thing we’d ever want to hear is your home is damaged by a fire… or worse. Go through this checklist and double check that your family is completely safe and secure.

Baseball Trivia

postseason baseballIt is that time of year again Cardinals fans!! It just wouldn’t feel like October if the Cards weren’t playing baseball! To help get in the spirit (as if we needed any help…), here are some baseball trivia questions (answers are at the bottom of the list). See how many of these you can identify!

1. I was known as “The Flying Dutchman” and was a charter member of the Hall of Fame, elected in 1936.

2. I am also in the Football Hall of Fame (as a player) and in the Baseball Hall of Fame as an umpire.

3. During the latter years of my life, I was known as “Baseball’s Greatest Living Player,” but, in fact, I was not elected to the Hall of Fame during my first few years of eligibility.

4. I was known as “The Grey Eagle” when I roamed centerfield during the first quarter of the 20th century.

5. I have the highest percentage of votes ever garnered for an elected member of the Hall of Fame.

6. We played in different eras, but both of us suffered tragic and premature deaths, so any waiting periods before our admissions into Cooperstown were waived.

7. I was honored to be called the “Grand Old Man of Baseball.”

8. I am the only player in the Hall of Fame to pitch 10 seasons in
which I posted a winning record in each of those years. In fact, my lowest winning percentage was .643.

 

 

 

 

Answers
1. Honus Wagner
2. Cal Hubbard
3. Joe DiMaggio
4. Tris Speaker
5. Tom Seaver
6. Lou Gehrig and Roberto Clemente
7. Connie Mack
8. Babe Ruth

Be Prepared For Natural Disasters

Natural Disaster SignNatural disasters can happen at any time and impact any part of the country. Some disasters provide warning, although many others do not. That’s why it’s important that you’re prepared for the worst at all times. It’s not that difficult to do. Below are some things that you can do to be prepared.

Prepping Your House:
• Find out where utility shut-offs are for water, power, and gas.
• Store household chemicals on a bottom shelf of a closed cabinet.
• Keep all tree and shrub limbs trimmed so they don’t come in contact with wires.
• Store combustible or flammable materials in approved safety containers and keep them away from the house.
• Install smoke detectors on every level of your home and near sleeping areas.

Food & Water:
• Plan for a minimum of three cans of food per person, per day, for a week. Additional food should be stored in the garage. Pay close attention to how the packaging will hold up to damp environments. Cans may rust
unless you protect them—a good way to protect items from damp storage is to put them individually in airtight bags and then pack them inside a food-grade plastic bucket (with lid). Don’t forget a manual can opener!
• Plan to have about 15 gallons of water per person (2 gallons per person, per day for 1 week). Large food-grade, 55-gallon plastic drums are ideal for bulk-water storage. Remember that these water bottles will need to be rotated since they have a limited shelf life unless water treatment is used. Remember also that your water heater in the house is typically 50 gallons and may be used.

Other Important Items:
• Make sure you have a complete first-aid kit. Consider keeping extra prescription medications inside the kit and rotate them to avoid expiration.
• Have multiple flashlights available with a bounty of batteries for back-up.
• Have several battery-powered AM/FM hand radios.
• Make a list of important phone numbers.
• Have a stock of toilet-tissue rolls, paper towels, and premoistened towelettes.
• Keep all-purpose liquid soap on hand.
• Have tooth brushes and paste.

Finally, you should have an emergency plan that includes escape routes and meeting places. Choose both a nearby meeting place and an out-of-state relative to be your check-in contact for the family. Test/role-play your emergency plan with all members of your family present.

How Schneider Roofing Does Business…

LogoAt Schneider Roofing and Remodeling we take our commitment to our clients seriously. We are in the business of building relationships and not just replacing a roof. We work and live in St. Charles County and will be here for a long, long time. We know that if we don’t do our job right, we won’t have a job for very long. We are experts in roofing and siding and will give you honest feedback and fair pricing each and every time

To learn more about our company, our philosophy and our customers’ experiences, click here.

For additional information about our company or your specific situation, please call (314-378-6623) or email the experts at Schneider Roofing and Remodeling.

Ventilation Extends the Life of Your Roof

Roof ventilation 2Ventilating your roof reduces the heat in your attic during the summer and helps remove moisture in the winter. This will keep your roof functioning longer and as a bonus, it will make your heating and cooling systems more efficient.

Roof vents allow the hot air to escape from the attic, and it will typically be replaced with cooler air from intake vents. The best location for the intake is the soffit because the coolest air is going to be under the overhangs where it is generally the most shaded. Vented soffits (vinyl or aluminum) are an easy way to bring cool air into your attic to replace the hot summer air being vented out.

Roof ventilation is important to the life of your roof and for your wallet in the long run.  If you would like more information about adding roof vents, give us a call (314-378-6623) or send an email.

 

What You Need To Know About Insurance Claims

homeowners insuranceThere is a Missouri law that was passed in 2012 that is important for homeowners to know about.

This law prohibits contractors from offering to pay for any portion of the homeowner’s insurance deductible. Contractors are specifically prohibited from granting allowances to the insured, offering any discount against the fees to be charged, or paying the insured (or any person) directly or indirectly any form of compensation (including gifts, prizes, bonuses, credits, referral fees, or anything of monetary value).

Additionally, homeowners must be given the contractual right to cancel the contract prior to midnight on the fifth business day if any part of the insurance claim is not covered following written notice by the insurance company. This notice is considered given by the homeowner on the date of the mailing, not the date of receipt by the contractor. A statement notifying the consumer of their right to cancel must be printed in boldface type on the contract and should include a form to be mailed in if the homeowner wishes to cancel the contract. If the contract is canceled, the contractor must return amounts paid, minus payment for any clean up work that may have taken place.

For additional information on this subject, feel free to call (314-378-6623) or email the experts at Schneider Roofing and Remodeling.

Hail Storms Can Cause Significant Damage To Your Roof

Here in Missouri, we are no strangers to hailstorms. The information in this article is provided by the National Storm Damage Center (www.stormdamagecenter.org).

By definition, hail damage is any damage resulting from hailstones and hailstorms. Hailstones that are 0.75 inches or greater are large enough to cause substantial damage to homes, automobiles & property. For comparison, 0.75 inches is the diameter of a penny.

You may think that just because you can’t see any signs of damage, or because your roof isn’t leaking, you don’t have damage. Remember, hail damage can be particularly difficult to identify and many homeowners discover major roofing damage years down the road, after it’s too late to file a storm damage claim with their insurance company. If you have any reason to suspect hail damage after a storm, you should have a full property damage inspection performed by a reputable contractor right away.

Roofs are the most commonly damaged part of a home or business in hailstorms. A damaged shingle may allow water to seep through the roof causing additional damage to the roof deck, support structure, interior walls, or windows, and can cause leaking, staining on walls and flooding inside your home. Leaking roofs lead to costly damages and many insurance policies have strict time limits on submitting claims after hailstorms, so it’s in your best interest to act fast after hailstorms and start the repairs process, if necessary.

Siding damage often results from wind-driven hail. The three most common signs of damage to siding are cracking, chipping and holes.

Window damage is similar to siding damage, but usually more obvious to identify. Wind-driven hail can strike windows and break the glass itself, or cause damage to the seals on the windows.

Exterior appliances can also sustain damage in hailstorms. Denting and intake of excessive amounts of water often affect HVAC units after severe hail.

Hail damage can be very difficult to detect and often occurs to roofs, siding and windows, all of which are difficult DIY repair projects that could void your homeowners insurance or manufacturer warranty, if not performed by a licensed contractor. Due to the risks associated with hail damage, it is recommended to cut to the chase have a storm damage repair contractor inspect your damages right away.

If you have any concerns about hail damage to your home, call us today at 314-378-6623!

16 Simple Steps to Perform CPR & Save a Life if the Need Arises

Summer may be winding down, but it is never too late to learn some critical lifesaving techniques. You never know when they may come in handy.

1. Check the scene for immediate danger. Make sure you’re not putting yourself in harm’s way by administering CPR to someone unconscious. Move the person if necessary.
2. Assess the victim’s consciousness. Gently tap his or her shoulder and ask, “Are you OK?” in a loud, clear voice. If he or she responds, CPR is not required.
3. Send for help. The more people available for this step, the better. However, it can be done alone. Send someone to call for emergency medical services (EMS).
4. Do not check for a pulse. Unless you’re professionally trained, you could be wasting valuable time looking for one.
5. Check for breathing. Put your ear to the victim’s nose and mouth and listen for slight breathing. If the victim is coughing or breathing normally, do not perform CPR. Doing so could cause the heart to stop beating.
6. Place the victim on his or her back.
7. Place the heel of one hand on the victim’s breastbone, exactly between the nipples.
8. Place your second hand on top of the first hand, palm-down.
9. Position your body directly over your hands, so that your arms are straight and somewhat rigid.
10. Perform 30 chest compressions. You should press down by about 2 inches, and they should be quick.
11. Minimize pauses in chest compression that occur when changing providers or preparing for a shock. Attempt to limit interruptions to less than 10 seconds.
12. Make sure the airway is open. Place your hand on the victim’s forehead and two fingers on their chin and tilt the head back to open the airway.
13. Give two rescue breaths (optional). The American Heart Association no longer considers rescue breaths necessary, but you can give them if you choose. Pinch the victim’s nose closed. Make a seal with your mouth over the victim’s mouth and breathe out for about one second. Make sure you breathe slowly—this will make sure the air goes in the lungs and not the stomach. If the breath goes in, you should see the chest slightly rise and also feel it go in. Give a second rescue breath.
14. Repeat the cycle of 30 chest compressions. If you’re also doing rescue breaths, keep doing a cycle of 30 chest compressions and 2 rescue breaths.
15. Continue CPR until someone takes over for you, emergency personnel arrive, you are too exhausted to continue, an AED (automated external defibrillator) is available for immediate use, or signs of life return.
16. Use an AED (automated external defibrillator). If an AED is available in the immediate area, use it as soon as possible to jumpstart the victim’s heart.

Please consider getting certified by a professional trainer.

Where Do You Get Your Roofing Advice?

HD Shopping CartDo you want to get your roofing advice from a part-time guy with an apron? Or would you prefer the knowledge of a full-time certified roofer??

You can’t avoid the big-box stores these days. They are virtually everywhere, and they have virtually everything. You can buy a toilet, mouse traps, flowers, and lumber… all in one trip. I won’t lie: they are pretty helpful. However, they are not experts on everything.

More and more people are attempting to roof their own homes these days. You might be one of those weekend warriors that love to tackle DIY projects. And that’s great. But something as big and as important as your roof deserves the attention of professional, certified roofers who have experience. After all, you don’t want water streaming into your home because everything wasn’t properly sealed.

I know those guys in the aprons at the big-box stores are nice and sometimes very helpful. But they don’t have the same knowledge as the professional contractors. So, if you have a roofing challenge, make sure you call the company who will treat your home with the attention and expertise it deserves.